@import url('https://fonts.googleapis.com/css2?family=Source+Serif+4:opsz,wght@8..60,400;8..60,600&display=swap');

:root{
  --navy:#02111C;--navy-2:#081F30;--gold-deep:#8A5625;--gold:#B88D4B;--gold-lift:#C69A5D;
  --ink:#071827;--ink-2:var(--ink);--ink-3:var(--ink);
  --paper:#F4F0E7;--white:#F8F4EB;--line:#D7CDBE;--line-2:#C8BBA7;
  --display:"Source Serif 4",Georgia,"Times New Roman",serif;
  --sans:"Source Sans 3",-apple-system,"Segoe UI",sans-serif;
  --shadow:0 1px 2px rgba(2,17,28,.06),0 8px 24px rgba(2,17,28,.08);
}
*{box-sizing:border-box}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);
  font-size:17px;line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--display);font-weight:400;text-wrap:balance;margin:0;letter-spacing:-.018em}
p{margin:0}a{color:var(--gold-deep)}
.wrap{max-width:1160px;margin:0 auto;padding:0 28px}
.eyebrow{font-family:Archivo,sans-serif;font-size:11.5px;font-weight:600;letter-spacing:.15em;
  text-transform:uppercase;color:var(--gold-deep);margin-bottom:16px}
.btn{display:inline-block;font-family:var(--display);font-weight:600;font-size:16px;padding:14px 26px;
  border-radius:9px;border:0;cursor:pointer;text-decoration:none;background:var(--navy);color:#fff;
  box-shadow:0 7px 16px rgba(2,17,28,.2);transition:background-color .18s ease,transform .18s ease,box-shadow .18s ease}
.btn:hover{background:var(--navy-2);transform:translateY(-2px);box-shadow:0 11px 22px rgba(2,17,28,.28)}
.btn:focus-visible{outline:2px solid var(--gold-lift);outline-offset:3px}
@media (hover:none){.btn:hover{transform:none}}
@media (prefers-reduced-motion:reduce){.btn{transition:none}.btn:hover{transform:none}}
.btn-ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.38)}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-line{background:transparent;color:var(--gold-deep);border:1px solid var(--line-2)}
.btn-line:hover{background:var(--white);border-color:var(--gold)}
.note{font-size:14px;color:var(--ink-3);line-height:1.5}
.sub{font-size:18px;color:var(--ink-2);max-width:58ch;margin-bottom:36px}
h2{font-size:clamp(30px,3.4vw,42px);font-weight:400;line-height:1.12;margin-bottom:14px}

.demo b{font-weight:700}

.hdr{background:var(--white);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:30}
.hdr .wrap{display:flex;align-items:center;gap:26px;height:70px}
.logo{font-family:Archivo,sans-serif;font-weight:700;font-size:19px;color:var(--navy);letter-spacing:-.02em;
  text-decoration:none;white-space:nowrap;cursor:pointer}
.logo span{color:var(--gold-deep)}
.nav{display:flex;gap:2px;margin-left:auto;align-items:center}
.nav a{font-family:Archivo,sans-serif;font-size:14.5px;font-weight:500;color:var(--ink);text-decoration:none;
  padding:9px 13px;border-radius:3px;position:relative}
.nav a::after{content:"";position:absolute;left:13px;right:13px;bottom:4px;height:2px;background:var(--gold);
  transform:scaleX(0);transform-origin:left;transition:transform .18s ease-out}
.nav a:hover{color:var(--gold-deep)}
.nav a:hover::after,.nav a.on::after{transform:scaleX(1)}
.nav a.on{color:var(--gold-deep)}
.nav a:focus-visible{outline:2px solid var(--gold);outline-offset:1px}
.tel{font-family:Archivo,sans-serif;font-weight:600;font-size:14.5px;color:var(--navy);text-decoration:none;
  padding-left:14px;margin-left:8px;border-left:1px solid var(--line);white-space:nowrap}
.hdr .btn{padding:10px 18px;font-size:14px;margin-left:10px}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line-2);border-radius:3px;
  padding:8px 11px;cursor:pointer;font-size:16px;color:var(--ink)}

.page{display:none}.page.on{display:block}
section{padding:74px 0}
.sec-white{background:var(--white)}

.hero{background:linear-gradient(122deg,var(--navy) 0%,var(--navy-2) 100%);
  color:#fff;padding:74px 0 82px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;opacity:.15;pointer-events:none;
  background:repeating-linear-gradient(58deg,transparent 0 38px,rgba(184,141,75,.16) 38px 39px)}
.hero .wrap{position:relative;z-index:1;display:grid;grid-template-columns:1fr 452px;gap:60px;align-items:start}
.hero .eyebrow{color:var(--gold-lift)}
.hero h1{font-size:clamp(42px,5vw,64px);font-weight:400;line-height:1.02;margin-bottom:20px;text-shadow:0 1px 24px rgba(2,17,28,.55)}
.hero p.lede{font-size:19px;line-height:1.55;color:#fff;max-width:32em;text-shadow:0 1px 24px rgba(2,17,28,.55)}
.herofoot{margin-top:28px;display:flex;flex-wrap:wrap;gap:10px 22px;font-size:14.5px;color:#fff}
.herofoot b{color:#fff;font-weight:600}
/* ---- Interior page banner: every page except the homepage ---- */
.pagehead{position:relative;min-height:300px;display:flex;align-items:flex-start;overflow:hidden;isolation:isolate}
.pagehead__media{position:absolute;inset:0;z-index:0}
.pagehead__media img{width:100%;height:100%;object-fit:cover;object-position:center 45%;display:block}
.pagehead::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(2,17,28,.9) 0%,rgba(2,17,28,.74) 45%,rgba(2,17,28,.42) 100%)}
.pagehead .wrap{position:relative;z-index:2;width:100%;margin-top:54px}
.pagehead .eyebrow{margin:0 0 .4rem;color:var(--gold-lift)}
.pagehead h1{margin:0;max-width:26ch;color:#fff;font-size:clamp(36px,4vw,52px);font-weight:400;line-height:1.05}
.pagehead p{color:#fff;font-size:18px;max-width:60ch;margin-top:14px}
.pagehead--plain{background:var(--navy)}
.pagehead.pagehead--plain::after{content:none}
/* ---- Standfirst: the copy that used to live inside .pagehead ---- */
.lede-band{padding-top:1.25rem;padding-bottom:0}
.lede{margin:0;max-width:62ch;font-size:1.3125rem;line-height:1.5;color:var(--navy);font-style:italic}
.company-lede-band{padding-top:.5rem}
@media (max-width:768px){.pagehead{min-height:200px;padding:1.5rem 0}.pagehead .wrap{margin-top:0}.pagehead h1{max-width:100%}}
@media (max-width:768px){.lede{font-size:1.125rem}.lede-band{padding-top:1rem}}

.calc{background:var(--white);border-radius:5px;box-shadow:0 20px 50px rgba(0,0,0,.28);overflow:hidden}
.calc-in{padding:26px}
.calc-lab{font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;color:var(--ink-2);display:block;margin-bottom:9px}
.costwrap{display:flex;align-items:center;border:1px solid var(--line-2);border-radius:3px;background:#fff}
.costwrap:focus-within{border-color:var(--gold);box-shadow:0 0 0 3px rgba(184,141,75,.18)}
.costwrap .cur{padding:0 2px 0 13px;font-size:20px;color:var(--ink-2);font-weight:600}
#cost{flex:1;border:0;outline:0;font-family:Archivo,sans-serif;font-weight:700;font-size:24px;color:var(--ink);
  padding:11px 13px 11px 2px;width:100%;background:transparent;font-variant-numeric:tabular-nums;-moz-appearance:textfield}
#cost::-webkit-outer-spin-button,#cost::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
#range{-webkit-appearance:none;appearance:none;width:100%;height:5px;border-radius:3px;margin:16px 0 4px;
  background:var(--line);cursor:pointer}
#range::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;background:var(--gold);
  border:3px solid #fff;box-shadow:0 1px 5px rgba(2,17,28,.35)}
#range::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--gold);border:3px solid #fff}
#range:focus-visible{outline:2px solid var(--gold);outline-offset:4px}
.scale{display:flex;justify-content:space-between;font-size:12px;color:var(--ink-3);font-variant-numeric:tabular-nums}
.hint{font-size:13.5px;color:var(--gold-deep);margin-top:9px;display:none}.hint.on{display:block}
.terms{display:grid;grid-template-columns:repeat(3,1fr);gap:7px;margin-top:20px}
.terms button{font-family:Archivo,sans-serif;font-size:13.5px;font-weight:600;padding:10px 4px;
  border:1px solid var(--line-2);background:#fff;color:var(--ink);border-radius:3px;cursor:pointer;transition:all .14s}
.terms button:hover{border-color:var(--gold)}
.terms button[aria-pressed="true"]{background:var(--navy);border-color:var(--navy);color:#fff}
.terms button:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.result{background:var(--navy);color:#fff;padding:22px 26px 24px}
.result .rl{font-size:13px;color:#fff}
.money{font-family:Archivo,sans-serif;font-weight:700;font-size:40px;line-height:1.08;margin:5px 0 2px;
  font-variant-numeric:tabular-nums;letter-spacing:-.03em}
.per{font-size:14px;color:#fff;margin-bottom:16px}
.rrow{display:flex;justify-content:space-between;font-size:14px;padding:7px 0;
  border-top:1px solid rgba(255,255,255,.13);font-variant-numeric:tabular-nums}
.rrow span:first-child{color:#fff}
.result .btn{width:100%;margin-top:16px;text-align:center}
.result .note{color:#fff;margin-top:11px;font-size:12.5px}

.band{background:var(--navy);color:#fff;padding:44px 0}
.band .stats{display:grid;grid-template-columns:repeat(5,1fr);gap:26px;margin-bottom:26px}
.stat b{display:block;font-family:Archivo,sans-serif;font-weight:700;font-size:27px;letter-spacing:-.02em;margin-bottom:3px}
.stat span{font-size:13px;color:#fff;line-height:1.35;display:block}
.band p{font-size:17.5px;color:#fff;max-width:62ch;border-top:1px solid rgba(255,255,255,.14);padding-top:24px}

.two{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.reasons{display:flex;flex-direction:column;gap:20px}
.reason{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start}
.tick{width:22px;height:22px;border-radius:50%;background:rgba(184,141,75,.16);color:var(--gold-deep);
  display:grid;place-items:center;font-size:12px;font-weight:700;margin-top:3px}
.reason b{font-family:Archivo,sans-serif;font-size:16.5px;display:block;margin-bottom:2px}
.reason p{color:var(--ink-2);font-size:16px}

.plate{border-radius:5px;overflow:hidden;position:relative;min-height:290px;
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 100%)}
.plate::after{content:"";position:absolute;inset:0;
  background:repeating-linear-gradient(122deg,transparent 0 26px,rgba(255,255,255,.09) 26px 27px)}
.plate .cap{position:absolute;left:0;right:0;bottom:0;padding:18px 20px;z-index:1;color:#fff;font-size:13px;
  background:linear-gradient(transparent,rgba(4,16,24,.75))}

.grid7{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.icard{background:var(--white);border:1px solid var(--line);border-radius:4px;padding:20px;text-decoration:none;
  color:var(--ink);display:flex;flex-direction:column;gap:9px;transition:border-color .16s,transform .16s,box-shadow .16s}
.icard:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:var(--shadow)}
.icard:focus-visible{outline:2px solid var(--gold);outline-offset:2px}
.icard svg{color:var(--gold-deep)}
.icard b{font-family:Archivo,sans-serif;font-size:16px}
.icard span{font-size:14.5px;color:var(--ink-2);line-height:1.42}
.sec-white .icard{background:var(--paper)}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:34px}
.step{border-top:2px solid var(--gold);padding-top:18px}
.step .n{font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;
  color:var(--gold-deep);margin-bottom:8px}
.step b{font-family:Archivo,sans-serif;font-size:19px;display:block;margin-bottom:7px}
.step p{color:var(--ink-2);font-size:16px}

/* stepped form */
.form{background:var(--white);border:1px solid var(--line);border-radius:5px;padding:0;max-width:760px;
  box-shadow:var(--shadow);overflow:hidden}
.prog{padding:20px 30px;border-bottom:1px solid var(--line);background:var(--paper)}
.prog .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:10px}
.prog .lbl{font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;color:var(--gold-deep)}
.prog .cnt{font-size:13.5px;color:var(--ink-3);font-variant-numeric:tabular-nums}
.bar{height:4px;border-radius:2px;background:var(--line);overflow:hidden}
.bar i{display:block;height:100%;background:var(--gold);width:33.33%;transition:width .3s ease}
.fbody{padding:30px}
.fstep{display:none}.fstep.on{display:block}
.fstep h3{font-family:var(--display);font-size:24px;font-weight:400;margin-bottom:6px}
.fstep .fh{color:var(--ink-2);font-size:16px;margin-bottom:22px}
.fg{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fg.one{grid-template-columns:1fr}
label.f span{display:block;font-size:14px;font-weight:600;margin-bottom:5px}
input.t,select.t,textarea.t{width:100%;font-family:inherit;font-size:16px;color:var(--ink);padding:11px 12px;
  border:1px solid var(--line-2);border-radius:3px;background:#fff;transition:border-color .15s,box-shadow .15s}
input.t:focus,select.t:focus,textarea.t:focus{outline:0;border-color:var(--gold);box-shadow:0 0 0 3px rgba(184,141,75,.18)}
textarea.t{min-height:76px;resize:vertical}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.auth{background:var(--paper);border:1px solid var(--line);border-radius:4px;padding:18px;margin-top:16px}
.auth p{font-size:14.5px;color:var(--ink-2);margin-bottom:12px}
.chk{display:grid;grid-template-columns:auto 1fr;gap:10px;align-items:start;font-size:15px}
.chk input{width:18px;height:18px;margin-top:2px;accent-color:var(--gold-deep)}
.reassure{border-left:3px solid var(--gold);padding:2px 0 2px 15px;margin:22px 0 0;font-size:15.5px;color:var(--ink-2)}
.application-upload{margin-top:16px;padding:16px 18px;border:1px dashed var(--line-2);border-radius:4px;background:var(--paper)}
.application-upload label{display:block;margin-bottom:11px;cursor:pointer}
.application-upload label b{display:block;font-family:var(--display);font-size:19px;font-weight:600;color:var(--ink)}
.application-upload label span{display:block;margin-top:2px;font-size:14.5px;color:var(--ink-2)}
.application-upload input{display:block;width:100%;font:inherit;font-size:14px;color:var(--ink-2)}
.application-upload input::file-selector-button{margin-right:12px;padding:9px 14px;border:1px solid var(--navy);border-radius:5px;
  background:var(--navy);color:#fff;font-family:var(--sans);font-weight:600;cursor:pointer}
.application-upload input:focus-visible{outline:2px solid var(--gold);outline-offset:4px}
.application-upload p{margin-top:9px;font-size:12.5px;color:var(--ink-3)}
.fnav{display:flex;gap:12px;align-items:center;padding:22px 30px;border-top:1px solid var(--line);
  background:var(--paper);flex-wrap:wrap}
.fnav .sp{margin-left:auto}
.alt{font-size:14.5px;color:var(--ink-3);margin-top:18px}
.apply-download-note{max-width:760px;margin:22px auto 0;text-align:center;color:var(--gold-lift)}
.apply-download-note a{color:inherit;font-weight:600}
.apply-download-note a:hover{color:#fff}

.vendor{background:var(--navy-2);color:#fff;padding:52px 0}
.vendor .wrap{display:flex;gap:40px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.vendor h2{font-size:27px;margin-bottom:8px}
.vendor p{color:#fff;max-width:52ch}

footer{background:var(--navy);color:#fff;padding:52px 0 34px;font-size:14.5px}
.fcols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px;margin-bottom:30px}
footer h4{font-family:Archivo,sans-serif;font-size:12px;letter-spacing:.11em;text-transform:uppercase;color:#fff;margin:0 0 12px}
footer ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}
footer a{color:#fff;text-decoration:none;cursor:pointer}
footer a:hover{color:var(--gold-lift);text-decoration:underline}
.fbot{border-top:1px solid rgba(255,255,255,.13);padding-top:20px;font-size:13px;color:#fff}
.rate-disclaimer{display:block;margin-top:7px;font-style:italic;color:var(--gold-lift)}
.flogo{position:relative;width:min(300px,100%);font-family:Archivo,sans-serif;font-weight:700;font-size:18px;color:#fff;margin-bottom:10px}

@media (max-width:1000px){
  .hero .wrap{grid-template-columns:1fr;gap:40px}
  .band .stats{grid-template-columns:repeat(3,1fr);gap:22px}
  .grid7{grid-template-columns:repeat(3,1fr)}
  .two{grid-template-columns:1fr;gap:34px}
  .fcols{grid-template-columns:1fr 1fr}
}
@media (max-width:820px){
  body{font-size:16px}.wrap{padding:0 18px}
  .nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;
    align-items:stretch;padding:8px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:13px}
  .burger{display:block}
  .hdr .btn,.tel{display:none}
  section{padding:52px 0}
  .steps{grid-template-columns:1fr;gap:24px}
  .grid7{grid-template-columns:repeat(2,1fr)}
  .band .stats{grid-template-columns:repeat(2,1fr)}
  .fg{grid-template-columns:1fr}
  .fbody,.prog,.fnav{padding-left:20px;padding-right:20px}
  .terms{grid-template-columns:repeat(2,1fr)}
  .money{font-size:34px}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important}}
.logo img{display:block;width:300px;height:55px;object-fit:contain}
.flogo img{display:block;width:300px;height:55px;max-width:100%;object-fit:contain;object-position:left center;filter:brightness(0) invert(1)}
.flogo::after{content:"";position:absolute;inset:0 auto 0 0;width:20.667%;pointer-events:none;
  background:url('/assets/img/logo.png') left center/483.871% auto no-repeat}
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.68;filter:brightness(1.12) saturate(1.08)}
.hero-scrim{position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,17,28,.96) 0%,rgba(2,17,28,.82) 34%,rgba(2,17,28,.42) 62%,rgba(2,17,28,.16) 100%)}
@media (max-width:820px){.hero-video,.hero-scrim{display:none}}
.field-error{display:block;color:var(--gold-deep);font-size:14px;font-weight:600;margin-top:5px}

/* ============ hero application card ============ */
.heroapp{background:var(--white);color:var(--ink);border-radius:5px;box-shadow:0 20px 50px rgba(0,0,0,.28);overflow:hidden}
.heroapp h2,.heroapp label.f span,.heroapp .f{color:var(--ink)}
.heroapp-in{padding:26px}
.heroapp .kick{font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;color:var(--gold-deep);margin-bottom:6px}
.heroapp h2{font-size:27px;font-weight:400;margin-bottom:6px;letter-spacing:-.018em}
.heroapp .hs{font-size:15px;color:var(--ink-2);margin-bottom:20px;line-height:1.45}
.heroapp .fg{gap:12px}
.heroapp .btn{width:100%;text-align:center;margin-top:18px}
.heroapp .foot{background:var(--paper);border-top:1px solid var(--line);padding:15px 26px;
  font-size:13.5px;color:var(--ink-3);line-height:1.5}
.heroapp .foot a{color:var(--gold-deep);font-weight:600}
.hero-steps{display:grid}
.hero-steps>.hero-step{grid-area:1/1}
.hero-step[hidden]{display:none}
.hero-step h2[tabindex="-1"]:focus{outline:none}
.hero-step-actions{display:flex;gap:10px;margin-top:18px}
.hero-step-actions .btn{margin-top:0}
.hero-step-actions .btn-ghost{color:var(--gold-deep);border-color:var(--line)}
.hero-auth{margin-top:12px}
.heroapp .application-upload{margin-top:0;background:#fff}
.hero-success{padding:12px 0 8px}
.hero-success[hidden]{display:none}
.hero-success h2{font-size:25px;margin-bottom:10px}
.hero-success .btn{display:block;width:100%;text-align:center;margin-top:20px}
.application-summary{display:flex;align-items:center;justify-content:space-between;gap:18px;margin:0 0 24px;padding:14px 16px;background:var(--paper);border:1px solid var(--line);border-radius:4px}
.application-summary[hidden]{display:none}
.application-summary div{display:grid;gap:2px}
.application-summary span{font-family:Archivo,sans-serif;font-size:11px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-deep)}
.application-summary b{font-size:16px;color:var(--ink)}
.application-summary small{font-size:14px;color:var(--ink-3)}
.application-summary .btn{padding:8px 12px;flex:0 0 auto}
.minirow{display:flex;gap:8px 18px;flex-wrap:wrap;margin-top:14px;font-size:13.5px;color:var(--ink-3)}
.minirow b{color:var(--ink-2);font-weight:600}

/* ============ shared tool shell ============ */
.tool{background:var(--white);border:1px solid var(--line);border-radius:5px;overflow:hidden;box-shadow:var(--shadow)}
.tool-hd{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:13px 22px;
  border-bottom:1px solid var(--line);background:var(--paper)}
.tool-hd .t{font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.1em;
  text-transform:uppercase;color:var(--ink-2)}
.tool-hd .s{font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.08em;
  text-transform:uppercase;color:var(--gold-deep)}
.tool-bd{padding:24px 22px}
.amtrow{display:flex;flex-wrap:wrap;align-items:center;gap:14px;margin-bottom:22px}
.amtrow .costwrap{flex:0 0 auto}
.amtrow .costwrap input{border:0;outline:0;font-family:Archivo,sans-serif;font-weight:700;font-size:22px;
  color:var(--ink);padding:10px 13px 10px 2px;width:8ch;background:transparent;font-variant-numeric:tabular-nums}
.amtrow input[type=range]{flex:1;min-width:180px;-webkit-appearance:none;appearance:none;height:5px;
  border-radius:3px;background:var(--line);cursor:pointer}
.amtrow input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:22px;height:22px;border-radius:50%;
  background:var(--gold);border:3px solid #fff;box-shadow:0 1px 5px rgba(2,17,28,.35)}
.amtrow input[type=range]::-moz-range-thumb{width:16px;height:16px;border-radius:50%;background:var(--gold);border:3px solid #fff}
.amtrow input[type=range]:focus-visible{outline:2px solid var(--gold);outline-offset:4px}
.amtrow select.t{width:auto;flex:0 0 auto}

/* ============ bank comparison ============ */
.cmpscroll{overflow-x:auto;margin:0 -22px;padding:0 22px}
table.cmp{border-collapse:collapse;width:100%;min-width:460px}
table.cmp th,table.cmp td{text-align:left;padding:11px 12px;border-bottom:1px solid var(--line);
  vertical-align:top;line-height:1.45;font-size:15px}
table.cmp thead th{font-family:Archivo,sans-serif;font-size:11.5px;letter-spacing:.11em;text-transform:uppercase;
  font-weight:600;border-bottom:1px solid var(--line-2);white-space:nowrap;padding-bottom:9px}
table.cmp th[scope=row]{font-weight:600;color:var(--ink-3);width:27%;font-size:13.5px;font-family:Archivo,sans-serif}
table.cmp .h-bank{color:var(--gold-deep)}
table.cmp .h-us{color:var(--gold-deep)}
table.cmp tbody td:nth-child(2){color:var(--ink-2)}
table.cmp tbody td:nth-child(3){color:var(--ink);font-weight:600}
table.cmp tbody tr:hover th,table.cmp tbody tr:hover td{background:var(--paper)}
.dot{display:inline-block;width:9px;height:9px;border-radius:2px;margin-right:7px}
.dot-bank{background:#A8621B}.dot-us{background:var(--gold)}
.cmpflag{margin-top:18px;background:var(--paper);border:1px solid var(--line);border-radius:4px;
  padding:13px 15px;font-size:15px;color:var(--ink-2);line-height:1.5}
.cmpflag b{color:var(--ink)}

/* ============ section 179 ============ */
.s179{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:start}
.srow{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:11px 0;border-bottom:1px solid var(--line)}
.srow .k{font-size:15px;color:var(--ink-2)}
.srow .v{font-family:Archivo,sans-serif;font-weight:600;font-size:17px;font-variant-numeric:tabular-nums}
.srow.big{border-bottom:0;padding-top:18px;align-items:flex-end}
.srow.big .k{font-size:16px;color:var(--ink);font-weight:600}
.srow.big .v{font-size:32px;color:var(--gold-deep);font-weight:700;letter-spacing:-.03em}
.split{display:flex;gap:2px;height:38px;margin:8px 0 12px}
.split div{border-radius:3px;transition:flex-grow .3s ease;min-width:3px}
.sv-save{background:var(--gold)}
.sv-net{background:var(--paper);border:1px solid var(--line-2)}
.splitkey{display:flex;gap:20px;flex-wrap:wrap;font-size:14px;color:var(--ink-2)}
.splitkey b{font-variant-numeric:tabular-nums;color:var(--ink);font-family:Archivo,sans-serif}

/* ============ structure matcher ============ */
fieldset.qset{border:0;margin:0 0 26px;padding:0;min-width:0}
.qset{margin-bottom:26px}
.qset:last-of-type{margin-bottom:22px}
.qset legend{padding:0}
.qset legend,.qset .q{font-family:Archivo,sans-serif;font-size:16.5px;font-weight:600;color:var(--ink);
  margin-bottom:11px;padding:0;display:block}
.qopts{display:grid;grid-template-columns:repeat(3,1fr);gap:9px}
.qopt{display:block;border:1px solid var(--line-2);border-radius:4px;padding:13px 14px;cursor:pointer;
  background:#fff;transition:border-color .14s,background .14s;font-size:14.5px;line-height:1.42;color:var(--ink-2)}
.qopt:hover{border-color:var(--gold)}
.qopt input{position:absolute;opacity:0;width:0;height:0}
.qopt b{display:block;font-family:Archivo,sans-serif;font-weight:600;color:var(--ink);margin-bottom:3px;font-size:15px}
.qopt.sel{border-color:var(--gold);background:rgba(184,141,75,.1)}
.qopt.sel,.qopt.sel b{color:var(--ink)}
.qopt:focus-within{outline:2px solid var(--gold);outline-offset:2px}
.mout{display:grid;grid-template-columns:1.1fr .9fr;gap:30px;border-top:1px solid var(--line);padding-top:24px}
.mcard{border:1px solid var(--line);border-radius:4px;padding:16px 17px;background:var(--paper)}
.mcard+.mcard{margin-top:12px}
.mcard .lab{font-family:Archivo,sans-serif;font-size:11.5px;font-weight:600;letter-spacing:.11em;
  text-transform:uppercase;color:var(--ink-3);display:block;margin-bottom:7px}
.mcard .nm{font-family:Archivo,sans-serif;font-size:20px;font-weight:700;color:var(--gold-deep);
  line-height:1.15;margin-bottom:6px;letter-spacing:-.02em}
.mcard .wy{font-size:14.5px;color:var(--ink-2);line-height:1.5}
.shape .lab{font-family:Archivo,sans-serif;font-size:11.5px;font-weight:600;letter-spacing:.11em;
  text-transform:uppercase;color:var(--ink-3);display:block;margin-bottom:10px}
.shapebars{display:flex;align-items:flex-end;gap:2px;height:130px}
.shapebars i{flex:1;border-radius:4px 4px 0 0;background:var(--gold);position:relative;
  transition:height .3s cubic-bezier(.4,0,.2,1);min-height:2px}
.shapebars i.off{background:transparent;border:1px dashed var(--line-2);border-bottom:0}
.shapebars i:hover::after{content:attr(data-tip);position:absolute;bottom:calc(100% + 7px);left:50%;
  transform:translateX(-50%);background:var(--navy);color:#fff;font-size:12px;white-space:nowrap;
  padding:4px 8px;border-radius:3px;font-family:"Source Sans 3",sans-serif;z-index:5}
.shapeax{display:flex;gap:2px;margin-top:6px;border-top:1px solid var(--line)}
.shapeax span{flex:1;text-align:center;font-size:11px;color:var(--ink-3);padding-top:5px;font-variant-numeric:tabular-nums}

/* ============ vendor gate ============ */
.vendor-feature{display:block;margin-bottom:20px;border-radius:8px;overflow:hidden;box-shadow:var(--shadow);
  transition:transform .18s ease,box-shadow .18s ease}
.vendor-feature img{display:block;width:100%;height:auto}
.vendor-feature:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(2,17,28,.16)}
.vendor-feature:focus-visible{outline:3px solid var(--gold);outline-offset:4px}
@media (prefers-reduced-motion:reduce){.vendor-feature{transition:none}.vendor-feature:hover{transform:none}}
.gate{position:relative;border:1px solid var(--line);border-radius:5px;overflow:hidden;background:var(--white)}
.gate .peek{padding:24px 22px;filter:blur(3px);opacity:.5;pointer-events:none;user-select:none}
.gate .lock{position:absolute;inset:0;display:grid;place-items:center;text-align:center;padding:26px;
  background:linear-gradient(rgba(245,248,247,.72),rgba(245,248,247,.95))}
.gate .lock .inner{max-width:38ch}
.gate .lock b{font-family:Archivo,sans-serif;font-size:19px;display:block;margin-bottom:8px;color:var(--ink)}
.gate .lock p{font-size:15px;color:var(--ink-2);margin-bottom:16px;line-height:1.5}
.qline{display:flex;justify-content:space-between;padding:9px 0;border-bottom:1px solid var(--line);font-size:15px}
.qline b{font-family:Archivo,sans-serif;font-variant-numeric:tabular-nums}

@media (max-width:1000px){
  .s179,.mout{grid-template-columns:1fr;gap:26px}
  .qopts{grid-template-columns:1fr}
}
@media (max-width:820px){
  .tool-bd,.heroapp-in{padding:20px}
  .heroapp .foot{padding:14px 20px}
  .cmpscroll{margin:0 -20px;padding:0 20px}
  .srow.big .v{font-size:27px}
}

/* ============ photography ============ */
.shot{border-radius:5px;overflow:hidden;position:relative;background:var(--navy)}
.shot img{display:block;width:100%;height:100%;object-fit:cover}
.shot.tall img{min-height:340px}
.shot .cap{position:absolute;left:0;right:0;bottom:0;padding:16px 18px;color:#fff;font-size:13.5px;
  line-height:1.45;background:linear-gradient(transparent,rgba(4,16,24,.82))}
.shotband{position:relative;height:clamp(220px,32vw,380px);overflow:hidden}
.shotband img{width:100%;height:100%;object-fit:cover;display:block}
.shotband .ov{position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,17,28,.94) 0%,rgba(2,17,28,.7) 45%,rgba(2,17,28,.14) 100%)}
.shotband .txt{position:absolute;inset:0;display:flex;align-items:center}
.shotband .txt .wrap{width:100%}
.shotband h2{color:#fff;max-width:20ch;margin-bottom:10px}
.shotband p{color:#fff;max-width:46ch;font-size:17px}
@media (max-width:820px){
  .shotband .ov{background:linear-gradient(rgba(2,17,28,.76),rgba(2,17,28,.94))}
  .shot.tall img{min-height:220px}
}

/* industry cards with photography */
.icard.photo{padding:0;overflow:hidden}
.icard.photo .ph{display:block;width:100%;aspect-ratio:16/9;object-fit:cover;background:var(--navy)}
.icard.photo .tx{padding:16px 18px 18px;display:flex;flex-direction:column;gap:6px}

/* ============ origin story ============ */
.story{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.story p{color:var(--ink-2);font-size:17.5px;margin-bottom:16px}
.story p:last-child{margin-bottom:0}
.story p.first{font-size:20px;color:var(--ink);line-height:1.5}
.company-page #origin-story .story{align-items:stretch}
.story-wide{display:block}
.story-wide h2{max-width:28ch}
.company-location{background:#EEE8DC}
.location-grid{display:grid;grid-template-columns:minmax(0,.86fr) minmax(430px,1.14fr);gap:64px;align-items:center}
.location-copy h2{font-size:clamp(40px,4.4vw,58px);line-height:1.02;margin-bottom:22px}
.location-copy h2 span{display:block;white-space:nowrap}
.location-copy>p:not(.eyebrow):not(.location-address){font-size:18px;line-height:1.5;color:var(--ink-2);max-width:38ch}
.location-address{margin-top:26px;padding-top:15px;border-top:1px solid var(--gold);font-size:14px;color:var(--ink-2);max-width:40ch}
.location-address span+span::before{content:" · "}
.location-photo{aspect-ratio:1.55;overflow:hidden;border-radius:220px 0 0 0;box-shadow:var(--shadow);background:var(--navy)}
.location-photo img{display:block;width:100%;height:100%;object-fit:cover;object-position:right center}
.pull{border-left:3px solid var(--gold);padding:4px 0 4px 20px;margin:26px 0;
  font-family:var(--display);font-size:24px;font-weight:400;line-height:1.3;color:var(--ink);letter-spacing:-.01em}
@media (max-width:1000px){
  .story{grid-template-columns:1fr;gap:30px}
  .location-grid{grid-template-columns:1fr;gap:38px}
  .location-photo{border-radius:140px 0 0 0}
}
@media (max-width:560px){
  .location-copy h2 span{white-space:normal}
  .location-address span{display:block}
  .location-address span+span::before{content:""}
  .location-photo{border-radius:96px 0 0 0;aspect-ratio:1.35}
}

/* ============ video behind the page headers ============ */
.pagehead .ph-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;
  opacity:.5;filter:brightness(1.05) saturate(1.05);z-index:0}
.pagehead .ph-scrim{position:absolute;inset:0;z-index:1;
  background:linear-gradient(90deg,rgba(2,17,28,.96) 0%,rgba(2,17,28,.88) 42%,rgba(2,17,28,.62) 72%,rgba(2,17,28,.38) 100%)}
.pagehead .wrap{position:relative;z-index:2}
/* the copy sits on a darker ground than the hero because these headers are
   shorter, so the text overlaps more of the moving image */
.pagehead h1,.pagehead p{text-shadow:0 1px 20px rgba(4,16,24,.6)}
@media (max-width:820px){
  .pagehead .ph-video{display:none}
  .pagehead .ph-scrim{background:linear-gradient(122deg,var(--navy),var(--navy-2))}
}
@media (prefers-reduced-motion:reduce){.pagehead .ph-video{display:none}}

/* ============ programs ============ */
.featured{border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:5px;
  background:var(--white);padding:26px 28px;margin-bottom:14px;box-shadow:var(--shadow);width:100%;
  display:grid;grid-template-columns:minmax(0,650px) 220px;column-gap:36px;justify-content:start;align-items:center}
.featured .flag{display:inline-block;font-family:Archivo,sans-serif;font-size:11px;font-weight:600;
  letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep);background:rgba(184,141,75,.14);
  padding:5px 10px;border-radius:2px;margin-bottom:14px;justify-self:start;grid-column:1}
.featured h2{font-size:clamp(24px,2.6vw,31px);margin-bottom:10px}
.featured .sub{margin-bottom:0}
.program-cta{margin-top:18px}
.featured .program-cta{grid-column:2;grid-row:1 / 4;align-self:center;margin-top:0;display:flex;
  align-items:center;justify-content:center;text-align:center;font-size:16px;padding:18px 24px;min-height:64px}
.program-primary{padding-top:36px;padding-bottom:28px}
.program-alternatives{padding-top:28px}
.program__coverage{margin-top:34px;align-items:stretch}
.coverage-copy{display:flex;flex-direction:column}
.coverage-copy .reasons{flex:1;justify-content:space-between}
.program-philosophy{margin:4px 0 18px;padding-left:18px;border-left:4px solid var(--gold);font-family:var(--display);font-size:clamp(24px,2.5vw,32px);font-weight:400;line-height:1.22;color:var(--navy);max-width:25ch}
.progs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:20px}
.prog-card{background:var(--white);border:1px solid var(--line);border-radius:5px;padding:24px 26px;
  display:flex;flex-direction:column}
.prog-card .amt{font-family:Archivo,sans-serif;font-weight:700;font-size:26px;color:var(--gold-deep);
  letter-spacing:-.02em;margin-bottom:14px}
.prog-card h3{font-size:24px;margin-bottom:6px}
.prog-card p{color:var(--ink-2);font-size:16px;margin-bottom:14px}
.prog-card .program-type{margin:0 0 9px;color:var(--gold-deep);font-family:Archivo,sans-serif;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase}
.prog-card ul{list-style:none;margin:0 0 18px;padding:0;display:flex;flex-direction:column;gap:9px}
.prog-card li{position:relative;padding-left:20px;font-size:15.5px;color:var(--ink-2);line-height:1.45}
.prog-card li::before{content:"";position:absolute;left:0;top:9px;width:7px;height:7px;border-radius:50%;
  background:var(--gold);opacity:.55}
.prog-card .foot{margin-top:auto;padding-top:4px;font-size:14px;color:var(--ink-3)}
@media (max-width:900px){
  .progs{grid-template-columns:1fr}
  .featured{grid-template-columns:1fr;column-gap:0}
  .featured .program-cta{grid-column:1;grid-row:auto;align-self:auto;margin-top:18px;min-height:58px}
}
@media (max-width:1000px){.program-primary,.program-alternatives{padding-block:36px}.coverage-copy .reasons{justify-content:flex-start}}

/* ============ three-up grids ============
   These were set with an inline grid-template-columns, which beat the
   media queries and stayed three-across on a phone. */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width:900px){.grid3{grid-template-columns:repeat(2,1fr)}}
@media (max-width:620px){.grid3{grid-template-columns:1fr}}

/* the comparison table scrolls inside its own box rather than pushing
   the page sideways */
.cmpscroll{max-width:100%}
@media (max-width:820px){
  .cmpscroll{margin:0;padding:0}
  table.cmp{min-width:440px}
}

/* nav items never wrap; tighten the gaps a little so six fit on one line */
.nav a{white-space:nowrap}
@media (min-width:821px) and (max-width:1180px){
  .hdr .wrap{gap:16px}
  .nav a{padding:9px 9px;font-size:14px}
  .tel{padding-left:10px;margin-left:4px;font-size:14px}
  .hdr .btn{padding:10px 14px;margin-left:6px}
}
@media (min-width:821px) and (max-width:1000px){
  .tel{display:none}
}

/* the six-item nav stops fitting before the old 820px breakpoint, so the
   menu collapses at 900 instead */
@media (max-width:900px){
  .nav{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;flex-direction:column;
    align-items:stretch;padding:8px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:13px;font-size:15px}
  .burger{display:block}
  .hdr .btn,.tel{display:none}
}

/* the logo was a fixed 300px, which is wider than a 360px phone once the
   page padding and the menu button are accounted for */
.logo img{max-width:100%;height:auto}
@media (max-width:420px){
  .logo img{width:230px;height:42px}
  .wrap{padding:0 14px}
}
@media (max-width:360px){
  .logo img{width:200px;height:37px}
}

/* ============ application stage ============ */
.pagehead.apply-pagehead{min-height:0;padding:42px 0 22px}
.pagehead.apply-pagehead .wrap{margin-top:0;text-align:center}
.pagehead.apply-pagehead .eyebrow{width:100%;max-width:none;text-align:center}
.pagehead.apply-pagehead h1{margin-inline:auto;text-align:center}
.pagehead.apply-pagehead .as-lede{max-width:760px;margin:18px auto 0;color:#fff;font-size:17px;line-height:1.55;text-align:center}
.pagehead.apply-pagehead .as-lede b{color:#fff;font-weight:600}
.applystage{position:relative;padding:24px 0 74px;overflow:hidden;
  background:linear-gradient(150deg,var(--navy) 0%,var(--navy-2) 100%)}
.applystage::after{content:"";position:absolute;inset:0;opacity:.14;pointer-events:none;
  background:repeating-linear-gradient(58deg,transparent 0 38px,rgba(255,255,255,.12) 38px 39px)}
.applystage .as-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.22;
  filter:grayscale(.2)}
.applystage .as-scrim{position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(2,17,28,.74) 0%,rgba(2,17,28,.88) 55%,rgba(2,17,28,.96) 100%)}
.applystage .wrap{position:relative;z-index:2}
.applystage .form{margin:0 auto}
.as-lede{max-width:760px;margin:0 auto 22px;color:#fff;font-size:17px;line-height:1.55;text-align:center}
.as-lede b{color:#fff;font-weight:600}
.as-foot{max-width:760px;margin:24px auto 0;display:flex;gap:10px 28px;flex-wrap:wrap;justify-content:center;
  font-size:14.5px;color:#fff}
.as-foot b{color:#fff;font-weight:600}
@media (max-width:820px){.pagehead.apply-pagehead{padding:32px 0 18px}.applystage{padding:20px 0 50px}.as-foot{justify-content:flex-start}}