iFinancial® Direct $1M
No tax returns, no annual financial statements, and no covenants to maintain.
Contact
Application received
A person reviews every application. Decisions are typically made the same day or the next business day.
Close to thirty years, built almost entirely on referrals and repeat customers. Everything from a single machine at an independent shop to equipment programs for Fortune 500 technology manufacturers.
Why one page is enough
A bank underwrites your entire balance sheet. We underwrite the equipment and the business operating it. A smaller question, and a faster one.
See the programs →Your application isn't shopped to a list of funding sources. It's reviewed here.
Nobody to wait on, which is why decisions are typically same or next day.
No captive program, no single-brand restriction, no inherited exposure limits.
If it doesn't work as submitted, you hear from a person about restructuring it.
What we finance
New or used, from a dealer, a private party, or an auction. If your equipment isn't listed, it's still worth a call. This is where we work most, not a boundary.
The machine, the controls, the material handling, the integration, all structured as a single financing rather than several approvals, any one of which could hold up the rest.
After you apply
An approval is an offer we make to you. It isn't something you've agreed to.
Step one
Send the applicationOne page. No tax returns or financial statements required to start.
Step two
We call youSame day where possible, to confirm the equipment and anything underwriting needs.
Step three
Terms to reviewTypically within 24 hours. No obligation until you sign off, and approvals stay good for up to 60 days.
Offer financing at the point of sale, get paid in full at delivery, and keep the credit risk off your books.
