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Company

Close to thirty years of equipment finance, built on referrals.

Which is exactly why most people haven't heard of us. We have barely advertised in all that time. That is changing now, which is probably how you came to be reading this.

1997Financing equipment since
~$600MFunded to date
Up to $1MNo minimum
50 statesNationwide
Direct lenderNot a broker

Our customers have ranged from independent machine shops buying a single piece of equipment to global technology manufacturers, across manufacturing, technology, medical, construction, transportation, agriculture and energy.

How it started · 1997

He was the guy selling the equipment. He watched the financing kill the deal.

Our founder spent the early nineties selling Toshiba equipment. He knew the machines and the buyers, and watched good companies with work booked lose equipment because a bank read a balance sheet instead of the business.

He founded iFinancial Group in 1997 to ask a better question: will the equipment earn, and does the business know how to run it? That still shapes everything: the one-page application, no financial covenants, and a phone call when a deal needs restructuring instead of a form-letter decline.

San Clemente, California

Established here.Lending nationwide.

From 324 Avenida De La Estrella, iFinancial® Group has financed productive equipment nationwide since 1997.

324 Avenida De La EstrellaSan Clemente, CA 92672

Spanish-style building and the coast in San Clemente, California
A bridge girder being lifted into place by a launching gantry

Close to thirty years of saying yes to the ones that made sense.

Roughly $600 million funded since 1997, nearly all of it through referrals and customers who came back.

What being a direct lender changes

It isn't a slogan. It's the reason the application is one page and the answer comes back the next day.

A broker takes your application and shops it. That means multiple reviews, multiple timelines, and an answer that depends on whoever happens to say yes. We're not doing that. The credit decision is made here, which is why we can commit to a structure and hold to it.

It's also why iFinancial® Direct $1M can finance up to $1,000,000 when most application-only programs stop between $250,000 and $500,000, and why a transaction that doesn't work as submitted gets a phone call about restructuring rather than a decline email three days later.

Robotic assembly cell on a manufacturing floor

Talk to us

If you have a specific purchase in front of you, a phone call is usually the fastest route.