iFinancial® Direct Vendor
Customer financing at the point of sale. On qualifying transactions we fund at order, so you get paid before delivery and the credit risk stays off your books.
Deal Desk
Everything you need to close a financed deal is on this page.
Enrollment sets up your account contact and the campaign to your customer base. The desk below is open now.
Send it to your customer to fill out, or hand it to us and we'll take it from here.
You
The email opens in your own inbox, from you, with the link already in it. When your customer submits, you get a heads-up so you can follow up. It says they applied, never their financials.
It's in front of your account contact. A receipt is on its way to your inbox, and you'll typically hear back within 24 hours.
Pick the spot. Here's what to say to move it to the application.
Kept on this device only, so you don't send the same deal twice. Nobody else can see this list.
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On qualifying transactions we can typically pay you at order rather than at delivery. That changes three things at once.
The sale funds while the machine is still being built, so commissions tied to funding stop waiting on delivery.
The down payment comes from us instead of out of their cash flow, which is what makes 100% financing mean what it sounds like.
Paid earlier on specials, long lead times and custom configurations, instead of carrying the risk all the way to acceptance.
Availability and structure depend on credit, equipment and transaction size.
An account contact who answers, campaigns built and run to your customer base, a direct lane for deals that died on financing, and payment questions handled by a person. We don't publish pricing on the open site, and your competitors don't get to see ours.
Enroll your dealership →A financing option presented while the buyer is still in front of you turns a capital request into a monthly number. A different question, decided by different people, usually faster.
No waiting on a budget cycle, a bank committee, or capital already earmarked elsewhere.
The second machine, the automation package, the spare tooling. Spread across a term, the difference is a modest monthly number.
No carrying terms, no chasing a receivable, no waiting on your customer's cash position.
Decision, documentation and servicing sit with us. You sell the equipment and move on.
End-of-term treatment matters to how a customer runs their equipment and their books. We build around it.
Own it at end of term for a dollar, or for a fixed amount set on day one.
Lower payments, with the buy, return or upgrade decision held until the end.
For titled vehicles and fleet programs where the residual treatment is the point.
Payments shaped to when the equipment starts earning.
Every dealer has a few. An approved buyer who went sideways, a brand's finance arm that said no to the configuration, a bank that wanted three years of financials for a machine. Send over the last two or three. Equipment, amount, who to call, and you'll typically have answers within 24 hours.
Five things the best equipment salespeople do with financing. Use them tomorrow.
The sticker starts a budget conversation. A monthly number next to it starts a yes or no.
The second machine, the automation package and the tooling disappear when the buyer is staring at one big number.
Committees and three years of financials take time. If his money is slow, the sale doesn't have to wait on it.
If the down payment is the holdup on a custom build, that is exactly the deal to send us.
One lender's decline is a routing problem, not the end of the sale. Send the file.
Vendors whose equipment is a considered purchase, where the buyer has to justify the spend and the configuration sold is negotiable.
A financing option presented while you are still in the room turns a capital request into a monthly number. A different question, answered by different people, usually faster.
Enrolled vendors get an account contact, not a queue. Thirty years of sales floors sit on this side of the phone, and your deals get worked the way your rep worked the sale. A payment question, a stuck file, a buyer whose deposit is the problem: one call.
Establish the relationship once and financing is on every quote afterward, instead of being arranged deal by deal.
